If you’re wondering “How can one buy temporary car insurance in the US?”, you’re not alone. In many states, people need this coverage, which covers liability and property damage in most instances. Moreover, it is required by law to drive with insurance if you want to drive legally. Otherwise, you could end up in trouble if you are pulled over for driving without insurance. So, what’s the solution?
Besides road trips, temporary car insurance is required for renters in the US. Renting a car without insurance can lead to fines, suspension of license and jail time. It can also cost you a lot in repair and medical bills if you get into an accident. Therefore, temporary car insurance is a practical solution for some situations. If you need temporary car insurance, consider contacting an insurance agent to find out more about the available coverage options in your state.
Adding a driver to an existing policy is also a viable option for short-term coverage. In such a case, you should ask your insurer if they can adjust the coverage to meet your needs. You may want to opt for nonowner insurance or rental car insurance in such cases. This option will be cheaper than full-coverage car insurance and still qualify for discounts if you buy them together.
In case you need to store your car for some time, you can purchase a storage insurance policy. This type of insurance offers liability coverage for your car while it is in storage. However, you should keep in mind that your car will be exposed to theft or damage while it is stored. When you’re ready to drive, you should also purchase comprehensive coverage. Moreover, most states require that you have liability insurance for your vehicle before you can drive it.